Goyal Associates
BSE: GOYALASS · Non Banking Financial Company (NBFC)
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Snapshot
Unlock Goyal Associates's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Goyal Associates Limited is an Ahmedabad-based non-banking financial company (NBFC) that provides credit facilities to industrial, commercial, and individual clients. The company also engages in the trading and investment of shares and securities to manage a diversified financial portfolio.
Business Model
The company generates revenue primarily through interest income from loans and advances provided to small and medium-sized enterprises. Additionally, it earns returns through capital appreciation and dividends from its strategic investments in shares and securities.
Management Commentary
The management focuses on addressing the capital requirements of local businesses while maintaining compliance with Reserve Bank of India regulations as a non-deposit taking entity.
Growth Outlook
Growth is expected to be driven by catering to localized credit demands and identifying strategic investment opportunities within the domestic financial market.
Key Risks
- Credit Risk. The company faces potential losses if borrowers, particularly small and medium-sized enterprises, default on their loan obligations.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India, which may impact operational flexibility.
- Market Risk. Fluctuations in the equity markets can adversely affect the value of the company's investment portfolio and overall profitability.
- Liquidity Risk. As a micro-cap entity, the company may face challenges in accessing capital or liquidating assets during periods of market stress.
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Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Goyal AssociatesGOYALASS | ₹6 Cr | — | — | — | — | — | — | -2.7% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
Financials
Goyal Associates
BSE: GOYALASS · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Goyal Associates's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Goyal Associates Limited is an Ahmedabad-based non-banking financial company (NBFC) that provides credit facilities to industrial, commercial, and individual clients. The company also engages in the trading and investment of shares and securities to manage a diversified financial portfolio.
Business Model
The company generates revenue primarily through interest income from loans and advances provided to small and medium-sized enterprises. Additionally, it earns returns through capital appreciation and dividends from its strategic investments in shares and securities.
Management Commentary
The management focuses on addressing the capital requirements of local businesses while maintaining compliance with Reserve Bank of India regulations as a non-deposit taking entity.
Growth Outlook
Growth is expected to be driven by catering to localized credit demands and identifying strategic investment opportunities within the domestic financial market.
Key Risks
- Credit Risk. The company faces potential losses if borrowers, particularly small and medium-sized enterprises, default on their loan obligations.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India, which may impact operational flexibility.
- Market Risk. Fluctuations in the equity markets can adversely affect the value of the company's investment portfolio and overall profitability.
- Liquidity Risk. As a micro-cap entity, the company may face challenges in accessing capital or liquidating assets during periods of market stress.
Start your research today
Unlock AI insights, financials, peers and live data on Goyal Associates and 5,000+ companies — free.
Peers · Non Banking Financial Company (NBFC)
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