Hasti Finance
BSE: HASTIFIN · Non Banking Financial Company (NBFC)
Limited coverage
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Snapshot
Unlock Hasti Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Hasti Finance Limited is a Mumbai-based non-banking financial company providing credit facilities to small and medium enterprises and individual borrowers. The firm specialises in personal, business, and gold loans, focusing on underbanked segments through localised lending.
Business Model
The company generates revenue primarily through interest income earned on its loan portfolio and credit intermediation activities. It operates as a micro-cap entity, leveraging asset-backed financing solutions to manage credit risk.
Growth Outlook
The company aims to expand its footprint by targeting underbanked segments and enhancing its niche positioning in the domestic market. Growth is expected to be driven by continued demand for localised credit and gold-backed financing.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on personal or business loans, particularly within the SME segment.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving oversight by the Reserve Bank of India, which may impact operational flexibility.
- Liquidity and Interest Rate Risk. Fluctuations in market interest rates and access to cost-effective funding sources could compress net interest margins.
- Market Concentration. As a micro-cap entity, the company may lack the geographical and product diversification required to withstand localised economic downturns.
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Key Metrics
REVENUE
₹0.18 Cr
TTM · standalone
NET PROFIT
₹-3 Cr
TTM · standalone
EPS
₹-2.58
TTM · standalone
RETURN ON EQUITY
-27.1%
TTM · standalone
P/E
-2.0x
Q4 FY26 · standalone
NET PROFIT MARGIN
5766.7%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Hasti FinanceHASTIFIN | ₹9 Cr | -3.04 | — | -59.1% | — | -27.1% | — | +1.8% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
As of Q4 FY26
Financials
Hasti Finance
BSE: HASTIFIN · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Hasti Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Hasti Finance Limited is a Mumbai-based non-banking financial company providing credit facilities to small and medium enterprises and individual borrowers. The firm specialises in personal, business, and gold loans, focusing on underbanked segments through localised lending.
Business Model
The company generates revenue primarily through interest income earned on its loan portfolio and credit intermediation activities. It operates as a micro-cap entity, leveraging asset-backed financing solutions to manage credit risk.
Growth Outlook
The company aims to expand its footprint by targeting underbanked segments and enhancing its niche positioning in the domestic market. Growth is expected to be driven by continued demand for localised credit and gold-backed financing.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on personal or business loans, particularly within the SME segment.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving oversight by the Reserve Bank of India, which may impact operational flexibility.
- Liquidity and Interest Rate Risk. Fluctuations in market interest rates and access to cost-effective funding sources could compress net interest margins.
- Market Concentration. As a micro-cap entity, the company may lack the geographical and product diversification required to withstand localised economic downturns.
Start your research today
Unlock AI insights, financials, peers and live data on Hasti Finance and 5,000+ companies — free.
Key Metrics
REVENUE
₹0.18 Cr
TTM · standalone
NET PROFIT
₹-3 Cr
TTM · standalone
EPS
₹-2.58
TTM · standalone
RETURN ON EQUITY
-27.1%
TTM · standalone
P/E
-2.0x
Q4 FY26 · standalone
NET PROFIT MARGIN
5766.7%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26