Intec Capital
BSE: INTECCAP · Non Banking Financial Company (NBFC)
Limited coverage
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Snapshot
Unlock Intec Capital's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Intec Capital Limited is an Indian non-banking financial company specialising in asset-backed financing for the small and medium enterprise (SME) sector. The firm focuses primarily on machinery and equipment loans to support industrial growth and capacity expansion across manufacturing and service industries.
Business Model
The company operates an asset-based lending model where financed machinery and equipment serve as primary collateral. It leverages a network of branches in industrial hubs and maintains strategic partnerships with machinery manufacturers and dealers to facilitate credit delivery.
Growth Outlook
Growth is driven by the increasing credit requirements of the Indian MSME sector and the company's niche positioning in equipment financing. Continued expansion of its branch network and deepening of manufacturer partnerships remain key strategic priorities.
Key Risks
- Credit Risk. The company faces potential defaults from SME borrowers who may be more vulnerable to economic downturns and cash flow volatility.
- Asset Concentration. As a niche lender focused on machinery and equipment, the company is highly exposed to the cyclical performance of the manufacturing and industrial sectors.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the affordability of loans for its target client base.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
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Key Metrics
REVENUE
₹12 Cr
TTM · consolidated
NET PROFIT
₹7 Cr
TTM · consolidated
EPS
₹3.76
TTM · consolidated
RETURN ON EQUITY
19.0%
TTM · consolidated
P/E
4.0x
Q4 FY26 · consolidated
NET PROFIT MARGIN
180.9%
Q4 FY26 · consolidated
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Intec CapitalINTECCAP | ₹26 Cr | 3.83 | — | 227.7% | — | 19.0% | — | -8.7% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
As of Q4 FY26
Financials
Intec Capital
BSE: INTECCAP · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Intec Capital's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Intec Capital Limited is an Indian non-banking financial company specialising in asset-backed financing for the small and medium enterprise (SME) sector. The firm focuses primarily on machinery and equipment loans to support industrial growth and capacity expansion across manufacturing and service industries.
Business Model
The company operates an asset-based lending model where financed machinery and equipment serve as primary collateral. It leverages a network of branches in industrial hubs and maintains strategic partnerships with machinery manufacturers and dealers to facilitate credit delivery.
Growth Outlook
Growth is driven by the increasing credit requirements of the Indian MSME sector and the company's niche positioning in equipment financing. Continued expansion of its branch network and deepening of manufacturer partnerships remain key strategic priorities.
Key Risks
- Credit Risk. The company faces potential defaults from SME borrowers who may be more vulnerable to economic downturns and cash flow volatility.
- Asset Concentration. As a niche lender focused on machinery and equipment, the company is highly exposed to the cyclical performance of the manufacturing and industrial sectors.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the affordability of loans for its target client base.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
Start your research today
Unlock AI insights, financials, peers and live data on Intec Capital and 5,000+ companies — free.
Key Metrics
REVENUE
₹12 Cr
TTM · consolidated
NET PROFIT
₹7 Cr
TTM · consolidated
EPS
₹3.76
TTM · consolidated
RETURN ON EQUITY
19.0%
TTM · consolidated
P/E
4.0x
Q4 FY26 · consolidated
NET PROFIT MARGIN
180.9%
Q4 FY26 · consolidated
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26