J A Finance
BSE: JAFINANCE · Non Banking Financial Company (NBFC)
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Snapshot
Unlock J A Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
J A Finance Limited is a Kolkata-based non-banking financial company registered with the Reserve Bank of India. The firm focuses on investment activities and the provision of inter-corporate loans and advances.
Business Model
The company generates revenue by deploying surplus funds into financial instruments such as equity shares, mutual funds, and debt securities. Additionally, it earns interest income through the provision of credit facilities to corporate clients.
Management Commentary
Management focuses on maintaining statutory compliance and managing a portfolio of strategic investments to ensure long-term capital appreciation and steady interest revenue.
Growth Outlook
Growth is primarily driven by the performance of the Indian capital markets and the effective management of the company's investment portfolio. Future prospects depend on the creditworthiness of borrowing entities and the stability of the broader financial sector.
Key Risks
- Market Volatility. The company's financial performance is highly sensitive to fluctuations in the Indian capital markets, which impact the valuation of its investment portfolio.
- Credit Risk. The business is exposed to potential defaults from corporate clients to whom it provides inter-corporate loans and advances.
- Regulatory Risk. As an NBFC, the company must adhere to evolving Reserve Bank of India guidelines, which may impact its operational flexibility or capital requirements.
- Liquidity Risk. The company's small-cap status and reliance on specific financial instruments may limit its ability to liquidate assets quickly during periods of market stress.
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Key Metrics
REVENUE
₹3 Cr
TTM · standalone
NET PROFIT
₹0.54 Cr
TTM · standalone
EPS
₹0.51
TTM · standalone
RETURN ON EQUITY
2.7%
TTM · standalone
P/E
310.8x
Q4 FY26 · standalone
NET PROFIT MARGIN
24.6%
Q4 FY26 · standalone
DEBT TO EQUITY
0.7%
Q1 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
J A FinanceJAFINANCE | ₹146 Cr | 310.78 | — | 22.5% | — | 2.7% | — | +111.3% |
Purple FinancePURPLEFIN | ₹431 Cr | -340.90 | — | 204.7% | — | -1.2% | — | +90.0% |
Moneyboxx Finance LimitedMONEYBOXX | ₹384 Cr | 225.00 | — | 5.9% | — | 0.5% | — | -66.4% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹380 Cr | 23.69 | — | 11.4% | — | 8.3% | — | -32.3% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹375 Cr | 14.97 | — | 22.0% | — | 3.6% | — | -21.6% |
Akme Fintrade (India) LimitedAFIL | ₹351 Cr | 7.56 | — | 40.5% | — | 11.0% | — | -14.8% |
As of Q4 FY26
Financials
J A Finance
BSE: JAFINANCE · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock J A Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
J A Finance Limited is a Kolkata-based non-banking financial company registered with the Reserve Bank of India. The firm focuses on investment activities and the provision of inter-corporate loans and advances.
Business Model
The company generates revenue by deploying surplus funds into financial instruments such as equity shares, mutual funds, and debt securities. Additionally, it earns interest income through the provision of credit facilities to corporate clients.
Management Commentary
Management focuses on maintaining statutory compliance and managing a portfolio of strategic investments to ensure long-term capital appreciation and steady interest revenue.
Growth Outlook
Growth is primarily driven by the performance of the Indian capital markets and the effective management of the company's investment portfolio. Future prospects depend on the creditworthiness of borrowing entities and the stability of the broader financial sector.
Key Risks
- Market Volatility. The company's financial performance is highly sensitive to fluctuations in the Indian capital markets, which impact the valuation of its investment portfolio.
- Credit Risk. The business is exposed to potential defaults from corporate clients to whom it provides inter-corporate loans and advances.
- Regulatory Risk. As an NBFC, the company must adhere to evolving Reserve Bank of India guidelines, which may impact its operational flexibility or capital requirements.
- Liquidity Risk. The company's small-cap status and reliance on specific financial instruments may limit its ability to liquidate assets quickly during periods of market stress.
Start your research today
Unlock AI insights, financials, peers and live data on J A Finance and 5,000+ companies — free.
Key Metrics
REVENUE
₹3 Cr
TTM · standalone
NET PROFIT
₹0.54 Cr
TTM · standalone
EPS
₹0.51
TTM · standalone
RETURN ON EQUITY
2.7%
TTM · standalone
P/E
310.8x
Q4 FY26 · standalone
NET PROFIT MARGIN
24.6%
Q4 FY26 · standalone
DEBT TO EQUITY
0.7%
Q1 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26