Kapil Raj Financ
BSE: KAPILRAJ · Non Banking Financial Company (NBFC)
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Snapshot
Unlock Kapil Raj Financ's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Kapil Raj Finance Limited is an Indian non-banking financial company (NBFC) that provides credit facilities to individuals and business entities. Its operations encompass loan disbursements, including loans against securities and personal loans, alongside managing an investment portfolio in shares and securities.
Business Model
The company generates revenue through interest income from its lending activities and capital appreciation from its investment portfolio. It maintains a lean operational structure to serve the credit requirements of the unorganised sector and small-scale entrepreneurs.
Growth Outlook
The company aims to expand its lending book by targeting the credit needs of small-scale entrepreneurs and the unorganised sector. Long-term growth is supported by strategic investments in securities and a focus on maintaining operational efficiency.
Key Risks
- Credit Risk. The company faces potential losses if borrowers in the unorganised sector default on their loan obligations.
- Market Risk. Fluctuations in the equity markets can adversely impact the value of the company's investment portfolio and overall capital appreciation.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may impact its operational flexibility.
- Liquidity Risk. The company may face challenges in managing its cash flows if there is a mismatch between the maturity of its assets and liabilities.
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Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Kapil Raj FinancKAPILRAJ | ₹17 Cr | — | — | — | — | — | — | -71.7% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
Financials
Kapil Raj Financ
BSE: KAPILRAJ · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Kapil Raj Financ's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Kapil Raj Finance Limited is an Indian non-banking financial company (NBFC) that provides credit facilities to individuals and business entities. Its operations encompass loan disbursements, including loans against securities and personal loans, alongside managing an investment portfolio in shares and securities.
Business Model
The company generates revenue through interest income from its lending activities and capital appreciation from its investment portfolio. It maintains a lean operational structure to serve the credit requirements of the unorganised sector and small-scale entrepreneurs.
Growth Outlook
The company aims to expand its lending book by targeting the credit needs of small-scale entrepreneurs and the unorganised sector. Long-term growth is supported by strategic investments in securities and a focus on maintaining operational efficiency.
Key Risks
- Credit Risk. The company faces potential losses if borrowers in the unorganised sector default on their loan obligations.
- Market Risk. Fluctuations in the equity markets can adversely impact the value of the company's investment portfolio and overall capital appreciation.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may impact its operational flexibility.
- Liquidity Risk. The company may face challenges in managing its cash flows if there is a mismatch between the maturity of its assets and liabilities.
Start your research today
Unlock AI insights, financials, peers and live data on Kapil Raj Financ and 5,000+ companies — free.
Peers · Non Banking Financial Company (NBFC)
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