KJMC Financial Services Limited

BSE: KJMCFIN · Non Banking Financial Company (NBFC)

52W Range₹41 ₹95

Limited coverage

We are not actively covering this company or have limited coverage today. Click to request coverage.

Snapshot

Unlock KJMC Financial Services Limited's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

KJMC Financial Services Ltd is a non-systemically important, non-deposit-taking NBFC that provides lending services to retail, MSME, and commercial clients. The company also manages a diversified investment portfolio spanning equities, bonds, REITs, and indices.

Business Model

The company generates revenue through interest income from its lending operations and capital appreciation or dividend income from its investment and trading activities. It further leverages professional management structures such as Portfolio Management Services (PMS) and Alternative Investment Funds (AIF) to enhance its investment reach.

Growth Outlook

The company is focused on expanding its investment footprint across various asset classes, including both listed and unlisted equities and debt instruments. Growth is expected to be driven by the scaling of its diversified lending portfolio and strategic asset allocation.

Key Risks

  • Credit Risk. The company faces potential losses if retail, MSME, or commercial borrowers default on their loan obligations.
  • Market Risk. Fluctuations in equity markets, bond yields, and REIT valuations directly impact the performance of the company's investment and trading portfolio.
  • Regulatory Risk. As an NBFC, the company is subject to evolving Reserve Bank of India regulations which may impact its operational flexibility and capital requirements.
  • Liquidity Risk. The company may face challenges in liquidating its unlisted equity and alternative investment positions during periods of market stress.

Start your research today

Unlock AI insights, financials, peers and live data on KJMC Financial Services Limited and 5,000+ companies — free.

Start your research

Key Metrics

REVENUE

₹6 Cr

TTM · consolidated

+25.6%YoY

NET PROFIT

₹2 Cr

TTM · consolidated

+98.8%YoY

EPS

₹3.54

TTM · consolidated

+100.0%YoY

RETURN ON EQUITY

1.1%

TTM · consolidated

+0.5 ppYoY

P/E

16.1x

Q4 FY26 · consolidated

16.1 vs -22.9x5Y avg

NET PROFIT MARGIN

-32.2%

Q4 FY26 · consolidated

+927.8 ppYoY

Peers · Non Banking Financial Company (NBFC)

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
KJMC Financial Services LimitedKJMCFIN
₹32 Cr18.9225.6%1.1%-17.6%
Purple FinancePURPLEFIN
₹433 Cr-367.50204.7%-1.2%+102.3%
Akme Fintrade (India) LimitedAFIL
₹401 Cr9.0440.5%11.0%+35.4%
Moneyboxx Finance LimitedMONEYBOXX
₹398 Cr237.385.9%0.5%-57.2%
Muthoot Capital Services LimitedMUTHOOTCAP
₹395 Cr16.5022.0%3.6%-12.6%
Avonmore Capital & Management Services LimitedAVONMORE
₹392 Cr25.7411.4%8.3%-27.6%

As of Q4 FY26

Financials