K.Z.Leasing & Finance Ltd.
BSE: KZLFIN · Non Banking Financial Company (NBFC)
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Snapshot
Unlock K.Z.Leasing & Finance Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
K Z Leasing and Finance Limited is an Ahmedabad-based non-banking financial company providing credit facilities to underserved retail and MSME sectors. The company specialises in vehicle financing, gold loans, personal loans, and small business loans within Gujarat.
Business Model
The company generates revenue primarily through interest income derived from asset-backed lending and micro-finance activities. It targets individuals and small enterprises that lack access to traditional banking channels.
Growth Outlook
Growth is driven by the expansion of its asset-backed lending portfolio and micro-finance activities within its established regional network. The company continues to focus on deepening its penetration in the Gujarat market.
Key Risks
- Concentration Risk. The company's operations are geographically concentrated in Gujarat, making it vulnerable to regional economic downturns.
- Credit Risk. As a lender to underserved retail and MSME segments, the company faces higher risks of loan defaults and asset quality deterioration.
- Regulatory Risk. Changes in Reserve Bank of India (RBI) regulations for non-banking financial companies could impact operational costs and lending margins.
- Liquidity Risk. As a smaller NBFC, the company may face challenges in accessing low-cost funding compared to larger, national-level financial institutions.
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Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
K.Z.Leasing & Finance Ltd.KZLFIN | ₹6 Cr | — | — | — | — | — | — | — |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
Financials
K.Z.Leasing & Finance Ltd.
BSE: KZLFIN · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock K.Z.Leasing & Finance Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
K Z Leasing and Finance Limited is an Ahmedabad-based non-banking financial company providing credit facilities to underserved retail and MSME sectors. The company specialises in vehicle financing, gold loans, personal loans, and small business loans within Gujarat.
Business Model
The company generates revenue primarily through interest income derived from asset-backed lending and micro-finance activities. It targets individuals and small enterprises that lack access to traditional banking channels.
Growth Outlook
Growth is driven by the expansion of its asset-backed lending portfolio and micro-finance activities within its established regional network. The company continues to focus on deepening its penetration in the Gujarat market.
Key Risks
- Concentration Risk. The company's operations are geographically concentrated in Gujarat, making it vulnerable to regional economic downturns.
- Credit Risk. As a lender to underserved retail and MSME segments, the company faces higher risks of loan defaults and asset quality deterioration.
- Regulatory Risk. Changes in Reserve Bank of India (RBI) regulations for non-banking financial companies could impact operational costs and lending margins.
- Liquidity Risk. As a smaller NBFC, the company may face challenges in accessing low-cost funding compared to larger, national-level financial institutions.
Start your research today
Unlock AI insights, financials, peers and live data on K.Z.Leasing & Finance Ltd. and 5,000+ companies — free.
Peers · Non Banking Financial Company (NBFC)
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