Minolta Finance

BSE: MINOLTAF · Non Banking Financial Company (NBFC)

52W Range₹1 ₹2

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Snapshot

Unlock Minolta Finance's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Minolta Finance Limited is an Indian non-banking financial company based in Kolkata that provides inter-corporate and personal loans. The firm also engages in strategic investments across quoted and unquoted shares to support small and medium enterprises and individual borrowers.

Business Model

The company generates revenue primarily through interest income derived from its lending activities and capital appreciation from its investment portfolio.

Growth Outlook

Growth is driven by catering to the credit requirements of small and medium enterprises within the Indian financial services sector.

Key Risks

  • Credit Risk. The company faces potential losses if borrowers, particularly small and medium enterprises, default on their loan obligations.
  • Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulatory oversight by the Reserve Bank of India.
  • Market Risk. Fluctuations in the value of the company's quoted and unquoted share investments can significantly impact overall profitability.
  • Liquidity Risk. As a micro-cap entity, the company may face challenges in managing cash flows to meet short-term financial commitments.

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Key Metrics

REVENUE

₹12 Cr

TTM · standalone

+1072.5%YoY

NET PROFIT

₹-3 Cr

TTM · standalone

-33700.0%YoY

EPS

₹-0.35

TTM · standalone

-108.5%YoY

RETURN ON EQUITY

-32.4%

TTM · standalone

-32.5 ppYoY

P/E

-4.0x

Q4 FY26 · standalone

-4.0 vs 13.6x5Y avg

NET PROFIT MARGIN

-1.3%

Q4 FY26 · standalone

+10.5 ppYoY

Peers · Non Banking Financial Company (NBFC)

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Minolta FinanceMINOLTAF
₹67 Cr-3.831072.5%-32.4%+1.5%
Purple FinancePURPLEFIN
₹433 Cr-367.50204.7%-1.2%+102.3%
Akme Fintrade (India) LimitedAFIL
₹401 Cr9.0440.5%11.0%+35.4%
Moneyboxx Finance LimitedMONEYBOXX
₹398 Cr237.385.9%0.5%-57.2%
Muthoot Capital Services LimitedMUTHOOTCAP
₹395 Cr16.5022.0%3.6%-12.6%
Avonmore Capital & Management Services LimitedAVONMORE
₹392 Cr25.7411.4%8.3%-27.6%

As of Q4 FY26

Financials