Paragon Finance
BSE: PARAGONF · Non Banking Financial Company (NBFC)
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Snapshot
Unlock Paragon Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Paragon Finance Limited is a Kolkata-based non-banking financial company specialising in asset financing for commercial vehicles, cars, and construction equipment. The firm serves small and medium-sized transport operators and individual entrepreneurs, while also providing personal loans and loans against property.
Business Model
The company generates revenue primarily through interest income derived from its diversified lending portfolio. Additionally, it engages in strategic investments across various financial instruments to supplement its core lending operations.
Growth Outlook
Growth is expected to be driven by the expansion of credit facilities within the eastern Indian market and continued demand for asset-backed financing among small-scale entrepreneurs.
Key Risks
- Credit Risk. The company faces potential losses if borrowers, particularly small transport operators, default on their loan obligations.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
- Interest Rate Risk. Fluctuations in market interest rates may impact the company's net interest margins and the cost of borrowing funds.
- Geographic Concentration. The firm's heavy reliance on the eastern Indian market exposes it to regional economic downturns or localised disruptions.
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Key Metrics
REVENUE
₹4 Cr
TTM · standalone
NET PROFIT
₹-1 Cr
TTM · standalone
EPS
₹-2.62
TTM · standalone
RETURN ON EQUITY
-4.1%
TTM · standalone
P/E
-18.3x
Q4 FY26 · standalone
NET PROFIT MARGIN
552.2%
Q4 FY26 · standalone
DEBT TO EQUITY
0.0%
Q1 FY22 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Paragon FinancePARAGONF | ₹24 Cr | -21.18 | — | 69.1% | — | -4.1% | — | +4.1% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
As of Q4 FY26
Financials
Paragon Finance
BSE: PARAGONF · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Paragon Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Paragon Finance Limited is a Kolkata-based non-banking financial company specialising in asset financing for commercial vehicles, cars, and construction equipment. The firm serves small and medium-sized transport operators and individual entrepreneurs, while also providing personal loans and loans against property.
Business Model
The company generates revenue primarily through interest income derived from its diversified lending portfolio. Additionally, it engages in strategic investments across various financial instruments to supplement its core lending operations.
Growth Outlook
Growth is expected to be driven by the expansion of credit facilities within the eastern Indian market and continued demand for asset-backed financing among small-scale entrepreneurs.
Key Risks
- Credit Risk. The company faces potential losses if borrowers, particularly small transport operators, default on their loan obligations.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
- Interest Rate Risk. Fluctuations in market interest rates may impact the company's net interest margins and the cost of borrowing funds.
- Geographic Concentration. The firm's heavy reliance on the eastern Indian market exposes it to regional economic downturns or localised disruptions.
Start your research today
Unlock AI insights, financials, peers and live data on Paragon Finance and 5,000+ companies — free.
Key Metrics
REVENUE
₹4 Cr
TTM · standalone
NET PROFIT
₹-1 Cr
TTM · standalone
EPS
₹-2.62
TTM · standalone
RETURN ON EQUITY
-4.1%
TTM · standalone
P/E
-18.3x
Q4 FY26 · standalone
NET PROFIT MARGIN
552.2%
Q4 FY26 · standalone
DEBT TO EQUITY
0.0%
Q1 FY22 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26