Qgo Finance
BSE: QGO · Non Banking Financial Company (NBFC)
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Snapshot
Unlock Qgo Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Qgo Finance is an India-based non-banking financial company that provides tailored lending solutions, including business and personal loans, to the micro, small, and medium enterprise sector. The company leverages technology-driven credit assessment to serve underserved segments and bridge the credit gap left by traditional banking institutions.
Business Model
The company generates revenue primarily through interest income earned on its diversified loan portfolio, which includes business loans, personal loans, and project funding. It maintains profitability by focusing on niche market segments and employing disciplined risk management practices to ensure asset quality.
Management Commentary
Management emphasises a commitment to expanding the company's asset base through a technology-led approach to loan processing and disbursement. The focus remains on maintaining operational efficiency while targeting underserved entrepreneurs.
Growth Outlook
Growth is expected to be driven by the continued expansion of the company's asset base and the penetration of niche markets within the MSME sector. The firm aims to scale its operations by enhancing its digital credit assessment capabilities.
Key Risks
- Credit Risk. The company faces potential losses if borrowers in the MSME segment default on their loan obligations.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
- Interest Rate Risk. Fluctuations in market interest rates may impact the company's net interest margins and cost of funds.
- Liquidity Risk. The company relies on its ability to secure adequate funding to maintain liquidity and support its ongoing loan disbursement activities.
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Key Metrics
REVENUE
₹18 Cr
TTM · standalone
NET PROFIT
₹3 Cr
TTM · standalone
EPS
₹4.86
TTM · standalone
RETURN ON EQUITY
17.9%
TTM · standalone
P/E
8.6x
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Qgo FinanceQGO | ₹28 Cr | 8.23 | — | 10.8% | — | 17.9% | — | -6.4% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
As of Q4 FY26
Financials
Qgo Finance
BSE: QGO · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Qgo Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Qgo Finance is an India-based non-banking financial company that provides tailored lending solutions, including business and personal loans, to the micro, small, and medium enterprise sector. The company leverages technology-driven credit assessment to serve underserved segments and bridge the credit gap left by traditional banking institutions.
Business Model
The company generates revenue primarily through interest income earned on its diversified loan portfolio, which includes business loans, personal loans, and project funding. It maintains profitability by focusing on niche market segments and employing disciplined risk management practices to ensure asset quality.
Management Commentary
Management emphasises a commitment to expanding the company's asset base through a technology-led approach to loan processing and disbursement. The focus remains on maintaining operational efficiency while targeting underserved entrepreneurs.
Growth Outlook
Growth is expected to be driven by the continued expansion of the company's asset base and the penetration of niche markets within the MSME sector. The firm aims to scale its operations by enhancing its digital credit assessment capabilities.
Key Risks
- Credit Risk. The company faces potential losses if borrowers in the MSME segment default on their loan obligations.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
- Interest Rate Risk. Fluctuations in market interest rates may impact the company's net interest margins and cost of funds.
- Liquidity Risk. The company relies on its ability to secure adequate funding to maintain liquidity and support its ongoing loan disbursement activities.
Start your research today
Unlock AI insights, financials, peers and live data on Qgo Finance and 5,000+ companies — free.
Key Metrics
REVENUE
₹18 Cr
TTM · standalone
NET PROFIT
₹3 Cr
TTM · standalone
EPS
₹4.86
TTM · standalone
RETURN ON EQUITY
17.9%
TTM · standalone
P/E
8.6x
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26