Rita Finance and Leasing Limited
BSE: RFLL · Non Banking Financial Company (NBFC)
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Snapshot
Unlock Rita Finance and Leasing Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Rita Finance and Leasing Limited is a New Delhi-based non-banking financial company registered with the Reserve Bank of India. It specialises in providing consumer and commercial loans, including personal and business credit facilities, primarily targeting small and medium enterprises.
Business Model
The company generates revenue primarily through interest income derived from its loan portfolio and returns on strategic investments in financial instruments. It maintains a lean operational structure to support its niche lending activities.
Growth Outlook
The firm seeks to expand its market presence by diversifying its financial services and enhancing its credit management capabilities. It focuses on capturing growth within underserved borrower segments.
Key Risks
- Credit Risk. The company faces potential losses if borrowers in its niche SME and personal loan segments default on their repayment obligations.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India which may impact operational flexibility.
- Interest Rate Risk. Fluctuations in market interest rates can compress net interest margins and affect the cost of borrowing for the company.
- Liquidity Risk. The company's reliance on specific funding sources may pose challenges in maintaining adequate liquidity to meet its lending commitments.
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Key Metrics
REVENUE
₹1 Cr
TTM · standalone
NET PROFIT
₹0.69 Cr
TTM · standalone
EPS
₹0.69
TTM · standalone
RETURN ON EQUITY
4.2%
TTM · standalone
P/E
15.2x
Q4 FY26 · standalone
NET PROFIT MARGIN
31.6%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Rita Finance and Leasing LimitedRFLL | ₹10 Cr | 14.57 | — | 23.1% | — | 4.2% | — | -53.7% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
As of Q4 FY26
Financials
Rita Finance and Leasing Limited
BSE: RFLL · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Rita Finance and Leasing Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Rita Finance and Leasing Limited is a New Delhi-based non-banking financial company registered with the Reserve Bank of India. It specialises in providing consumer and commercial loans, including personal and business credit facilities, primarily targeting small and medium enterprises.
Business Model
The company generates revenue primarily through interest income derived from its loan portfolio and returns on strategic investments in financial instruments. It maintains a lean operational structure to support its niche lending activities.
Growth Outlook
The firm seeks to expand its market presence by diversifying its financial services and enhancing its credit management capabilities. It focuses on capturing growth within underserved borrower segments.
Key Risks
- Credit Risk. The company faces potential losses if borrowers in its niche SME and personal loan segments default on their repayment obligations.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India which may impact operational flexibility.
- Interest Rate Risk. Fluctuations in market interest rates can compress net interest margins and affect the cost of borrowing for the company.
- Liquidity Risk. The company's reliance on specific funding sources may pose challenges in maintaining adequate liquidity to meet its lending commitments.
Start your research today
Unlock AI insights, financials, peers and live data on Rita Finance and Leasing Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹1 Cr
TTM · standalone
NET PROFIT
₹0.69 Cr
TTM · standalone
EPS
₹0.69
TTM · standalone
RETURN ON EQUITY
4.2%
TTM · standalone
P/E
15.2x
Q4 FY26 · standalone
NET PROFIT MARGIN
31.6%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26