Raama Finance Limited
BSE: RLFL · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Raama Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Ramchandra Leasing and Finance Limited is a Mumbai-based non-banking financial company that provides credit facilities to individuals and small to medium enterprises. Its operations encompass personal and business loans, equipment leasing, and capital market investments.
Business Model
The company generates revenue through interest income from its loan portfolio and leasing arrangements, supplemented by dividends and interest from capital market investments. It operates as a non-deposit taking NBFC, focusing on structured finance and asset-backed lending.
Management Commentary
Management focuses on maintaining a niche presence in the regional credit market while adhering to Reserve Bank of India regulations. The firm is actively exploring expansion into broader financial services and investment advisory segments.
Growth Outlook
Growth is expected to be driven by the expansion of its loan and advances portfolio and potential entry into new financial advisory segments. The company aims to leverage its position as a liquidity provider to capture demand within the SME sector.
Key Risks
- Credit Risk. The company faces potential losses if borrowers, particularly SMEs, default on their loan or lease obligations.
- Regulatory Risk. As an NBFC, the company is subject to evolving Reserve Bank of India regulations which may impact its operational flexibility and capital requirements.
- Market Risk. Fluctuations in capital markets can adversely affect the value of the company's investment portfolio and its dividend income.
- Liquidity Risk. As a non-deposit taking entity, the company relies on external funding sources, making it vulnerable to tightening credit conditions in the Indian financial system.
Start your research today
Unlock AI insights, financials, peers and live data on Raama Finance Limited and 5,000+ companies — free.
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Raama Finance LimitedRLFL | ₹139 Cr | 53.75 | — | — | — | 10.4% | — | +205.9% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
As of Q4 FY26
Financials
Raama Finance Limited
BSE: RLFL · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Raama Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Ramchandra Leasing and Finance Limited is a Mumbai-based non-banking financial company that provides credit facilities to individuals and small to medium enterprises. Its operations encompass personal and business loans, equipment leasing, and capital market investments.
Business Model
The company generates revenue through interest income from its loan portfolio and leasing arrangements, supplemented by dividends and interest from capital market investments. It operates as a non-deposit taking NBFC, focusing on structured finance and asset-backed lending.
Management Commentary
Management focuses on maintaining a niche presence in the regional credit market while adhering to Reserve Bank of India regulations. The firm is actively exploring expansion into broader financial services and investment advisory segments.
Growth Outlook
Growth is expected to be driven by the expansion of its loan and advances portfolio and potential entry into new financial advisory segments. The company aims to leverage its position as a liquidity provider to capture demand within the SME sector.
Key Risks
- Credit Risk. The company faces potential losses if borrowers, particularly SMEs, default on their loan or lease obligations.
- Regulatory Risk. As an NBFC, the company is subject to evolving Reserve Bank of India regulations which may impact its operational flexibility and capital requirements.
- Market Risk. Fluctuations in capital markets can adversely affect the value of the company's investment portfolio and its dividend income.
- Liquidity Risk. As a non-deposit taking entity, the company relies on external funding sources, making it vulnerable to tightening credit conditions in the Indian financial system.
Start your research today
Unlock AI insights, financials, peers and live data on Raama Finance Limited and 5,000+ companies — free.
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26