Shalibhadra Finance Limited
BSE: SAHLIBHFI · Non Banking Financial Company (NBFC)
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Snapshot
Unlock Shalibhadra Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Shalibhadra Finance Ltd is a non-banking financial company (NBFC) that provides small-ticket asset financing and retail credit products. The company primarily serves rural and semi-urban markets across Gujarat, Maharashtra, and Madhya Pradesh.
Business Model
The company generates revenue through interest income derived from financing new and used two-wheelers, auto-rickshaws, cars, and consumer durables. It operates through a network of over 42 branches to maintain proximity to its target customer base.
- Asset Under Management:Rs. 130 crores
- Active Customer Base:1+ Lac
Growth Outlook
Growth is expected to be driven by the expansion of its retail product portfolio and deeper penetration into rural and semi-urban geographies. The company continues to leverage its established branch network to capture demand in the small-ticket asset financing segment.
Key Risks
- Credit Risk. The company faces potential defaults from its retail customer base, particularly in rural and semi-urban areas where income streams can be volatile.
- Interest Rate Risk. Fluctuations in interest rates may impact the company's net interest margins and the affordability of loans for its target demographic.
- Geographic Concentration. Operations are heavily concentrated in Gujarat, Maharashtra, and Madhya Pradesh, making the company vulnerable to regional economic downturns or localized disruptions.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
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Key Metrics
REVENUE
₹41 Cr
TTM · standalone
NET PROFIT
₹19 Cr
TTM · standalone
EPS
₹6.31
TTM · standalone
RETURN ON EQUITY
12.3%
TTM · standalone
P/E
12.3x
Q4 FY26 · standalone
NET PROFIT MARGIN
46.8%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Shalibhadra Finance LimitedSAHLIBHFI | ₹237 Cr | 12.18 | — | 10.9% | — | 12.3% | — | -34.5% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
As of Q4 FY26
Financials
Shalibhadra Finance Limited
BSE: SAHLIBHFI · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Shalibhadra Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Shalibhadra Finance Ltd is a non-banking financial company (NBFC) that provides small-ticket asset financing and retail credit products. The company primarily serves rural and semi-urban markets across Gujarat, Maharashtra, and Madhya Pradesh.
Business Model
The company generates revenue through interest income derived from financing new and used two-wheelers, auto-rickshaws, cars, and consumer durables. It operates through a network of over 42 branches to maintain proximity to its target customer base.
- Asset Under Management:Rs. 130 crores
- Active Customer Base:1+ Lac
Growth Outlook
Growth is expected to be driven by the expansion of its retail product portfolio and deeper penetration into rural and semi-urban geographies. The company continues to leverage its established branch network to capture demand in the small-ticket asset financing segment.
Key Risks
- Credit Risk. The company faces potential defaults from its retail customer base, particularly in rural and semi-urban areas where income streams can be volatile.
- Interest Rate Risk. Fluctuations in interest rates may impact the company's net interest margins and the affordability of loans for its target demographic.
- Geographic Concentration. Operations are heavily concentrated in Gujarat, Maharashtra, and Madhya Pradesh, making the company vulnerable to regional economic downturns or localized disruptions.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
Start your research today
Unlock AI insights, financials, peers and live data on Shalibhadra Finance Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹41 Cr
TTM · standalone
NET PROFIT
₹19 Cr
TTM · standalone
EPS
₹6.31
TTM · standalone
RETURN ON EQUITY
12.3%
TTM · standalone
P/E
12.3x
Q4 FY26 · standalone
NET PROFIT MARGIN
46.8%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26