Salem Erode Investments Ltd.
BSE: SALEM · Non Banking Financial Company (NBFC)
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Snapshot
Unlock Salem Erode Investments Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Salem Erode Investments Limited is an Indian non-banking financial company (NBFC) that provides credit facilities, including personal, business, and gold loans. The company focuses on serving individuals and small business entities, primarily within the southern regions of India.
Business Model
The company generates revenue primarily through interest income earned on its diversified lending portfolio. It maintains asset quality by employing structured credit assessment processes for its retail and micro-finance loan products.
Growth Outlook
Growth is driven by the expansion of credit facilities to individuals and small businesses within its localized operational footprint. The company continues to leverage its status as a registered NBFC to capture demand in the retail and micro-finance segments.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their personal, business, or gold loan obligations.
- Regulatory Risk. As a registered NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may impact operational flexibility.
- Geographic Concentration. The company's reliance on the southern regions of India exposes it to localized economic downturns or regional market volatility.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the overall demand for its credit products.
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Key Metrics
REVENUE
₹4 Cr
TTM · standalone
NET PROFIT
₹-5 Cr
TTM · standalone
EPS
₹-2.51
TTM · standalone
RETURN ON EQUITY
-26.7%
TTM · standalone
P/E
-15.3x
Q4 FY26 · standalone
NET PROFIT MARGIN
-197.2%
Q4 FY26 · standalone
DEBT TO EQUITY
0.7%
Q1 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Salem Erode Investments Ltd.SALEM | ₹39 Cr | -13.44 | — | -8.8% | — | -26.7% | — | -12.0% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
As of Q4 FY26
Financials
Salem Erode Investments Ltd.
BSE: SALEM · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Salem Erode Investments Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Salem Erode Investments Limited is an Indian non-banking financial company (NBFC) that provides credit facilities, including personal, business, and gold loans. The company focuses on serving individuals and small business entities, primarily within the southern regions of India.
Business Model
The company generates revenue primarily through interest income earned on its diversified lending portfolio. It maintains asset quality by employing structured credit assessment processes for its retail and micro-finance loan products.
Growth Outlook
Growth is driven by the expansion of credit facilities to individuals and small businesses within its localized operational footprint. The company continues to leverage its status as a registered NBFC to capture demand in the retail and micro-finance segments.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their personal, business, or gold loan obligations.
- Regulatory Risk. As a registered NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may impact operational flexibility.
- Geographic Concentration. The company's reliance on the southern regions of India exposes it to localized economic downturns or regional market volatility.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the overall demand for its credit products.
Start your research today
Unlock AI insights, financials, peers and live data on Salem Erode Investments Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹4 Cr
TTM · standalone
NET PROFIT
₹-5 Cr
TTM · standalone
EPS
₹-2.51
TTM · standalone
RETURN ON EQUITY
-26.7%
TTM · standalone
P/E
-15.3x
Q4 FY26 · standalone
NET PROFIT MARGIN
-197.2%
Q4 FY26 · standalone
DEBT TO EQUITY
0.7%
Q1 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26