Scintilla Commercial & Credit Limited
BSE: SCC · Non Banking Financial Company (NBFC)
Limited coverage
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Snapshot
Unlock Scintilla Commercial & Credit Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Scintilla Commercial and Credit Limited is an Indian non-banking financial company based in Kolkata that provides loans, advances, and financial services. It operates as a micro-cap entity listed on the Bombay Stock Exchange, focusing on capital market operations and credit facilities.
Business Model
The company generates revenue primarily through interest income derived from lending activities and capital gains from trading and holding equity instruments. It maintains a diversified investment portfolio to support borrower working capital requirements while managing market exposure.
Growth Outlook
Growth is expected to be driven by the expansion of credit facilities and strategic management of its equity investment portfolio. The company aims to leverage its position in the financial services sector to support the working capital needs of its corporate and individual clients.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their loan obligations or fail to meet repayment schedules.
- Market Volatility. As a significant portion of revenue is tied to equity trading and holdings, fluctuations in the stock market directly impact financial performance.
- Regulatory Risk. Changes in the regulatory framework governing non-banking financial companies in India could impose stricter compliance requirements or operational constraints.
- Liquidity Risk. The company may face challenges in managing cash flows if its investments in securities become illiquid or if lending capital is tied up for extended periods.
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Key Metrics
REVENUE
₹0.64 Cr
TTM · standalone
NET PROFIT
₹-0.19 Cr
TTM · standalone
EPS
₹-0.19
TTM · standalone
RETURN ON EQUITY
-1.9%
TTM · standalone
P/E
-44.2x
Q4 FY26 · standalone
NET PROFIT MARGIN
70.0%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Scintilla Commercial & Credit LimitedSCC | ₹9 Cr | -44.21 | — | 3.2% | — | -1.9% | — | +20.5% |
Purple FinancePURPLEFIN | ₹431 Cr | -340.90 | — | 204.7% | — | -1.2% | — | +90.0% |
Moneyboxx Finance LimitedMONEYBOXX | ₹384 Cr | 225.00 | — | 5.9% | — | 0.5% | — | -66.4% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹380 Cr | 23.69 | — | 11.4% | — | 8.3% | — | -32.3% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹375 Cr | 14.97 | — | 22.0% | — | 3.6% | — | -21.6% |
Akme Fintrade (India) LimitedAFIL | ₹351 Cr | 7.56 | — | 40.5% | — | 11.0% | — | -14.8% |
As of Q4 FY26
Financials
Scintilla Commercial & Credit Limited
BSE: SCC · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Scintilla Commercial & Credit Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Scintilla Commercial and Credit Limited is an Indian non-banking financial company based in Kolkata that provides loans, advances, and financial services. It operates as a micro-cap entity listed on the Bombay Stock Exchange, focusing on capital market operations and credit facilities.
Business Model
The company generates revenue primarily through interest income derived from lending activities and capital gains from trading and holding equity instruments. It maintains a diversified investment portfolio to support borrower working capital requirements while managing market exposure.
Growth Outlook
Growth is expected to be driven by the expansion of credit facilities and strategic management of its equity investment portfolio. The company aims to leverage its position in the financial services sector to support the working capital needs of its corporate and individual clients.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their loan obligations or fail to meet repayment schedules.
- Market Volatility. As a significant portion of revenue is tied to equity trading and holdings, fluctuations in the stock market directly impact financial performance.
- Regulatory Risk. Changes in the regulatory framework governing non-banking financial companies in India could impose stricter compliance requirements or operational constraints.
- Liquidity Risk. The company may face challenges in managing cash flows if its investments in securities become illiquid or if lending capital is tied up for extended periods.
Start your research today
Unlock AI insights, financials, peers and live data on Scintilla Commercial & Credit Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹0.64 Cr
TTM · standalone
NET PROFIT
₹-0.19 Cr
TTM · standalone
EPS
₹-0.19
TTM · standalone
RETURN ON EQUITY
-1.9%
TTM · standalone
P/E
-44.2x
Q4 FY26 · standalone
NET PROFIT MARGIN
70.0%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26