Sonal Mercantile

BSE: SONAL · Non Banking Financial Company (NBFC)

52W Range₹78 ₹153

Limited coverage

We are not actively covering this company or have limited coverage today. Click to request coverage.

Snapshot

Unlock Sonal Mercantile's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Sonal Mercantile Limited is a non-banking financial company (NBFC) registered with the Reserve Bank of India that provides short-term and long-term financing solutions. Its operations encompass inter-corporate and personal lending, trade finance, bill discounting, and project appraisal, alongside trading activities in securities and commodities.

Business Model

The company generates revenue through interest income from diverse lending products and capital gains derived from trading and arbitrage in shares and commodity markets. It operates as a non-deposit-taking NBFC, focusing on credit deployment and financial market participation.

  • RBI Registration Number:B-14.02393

Growth Outlook

Growth is expected to be driven by the expansion of its credit portfolio and active participation in financial market arbitrage. The company continues to leverage its NBFC status to provide liquidity and financial services to its target client base.

Key Risks

  • Credit Risk. The company faces the risk of default from borrowers in its inter-corporate and personal lending segments.
  • Market Risk. Volatility in equity and commodity markets may adversely impact the profitability of the company's trading and arbitrage activities.
  • Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India, which could impact its operational flexibility.
  • Liquidity Risk. The company's inability to access cost-effective funding or manage asset-liability mismatches could constrain its lending capacity.

Start your research today

Unlock AI insights, financials, peers and live data on Sonal Mercantile and 5,000+ companies — free.

Start your research

Key Metrics

REVENUE

₹41 Cr

TTM · consolidated

+15.5%YoY

NET PROFIT

₹26 Cr

TTM · consolidated

-20.5%YoY

EPS

₹20.49

TTM · consolidated

-4.1%YoY

RETURN ON EQUITY

7.0%

TTM · consolidated

-2.9 ppYoY

P/E

4.3x

Q4 FY26 · consolidated

4.3 vs 11.3x5Y avg

NET PROFIT MARGIN

52.6%

Q4 FY26 · consolidated

-57.6 ppYoY

Peers · Non Banking Financial Company (NBFC)

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Sonal MercantileSONAL
₹131 Cr4.3415.5%7.0%-14.6%
Purple FinancePURPLEFIN
₹433 Cr-367.50204.7%-1.2%+102.3%
Akme Fintrade (India) LimitedAFIL
₹401 Cr9.0440.5%11.0%+35.4%
Moneyboxx Finance LimitedMONEYBOXX
₹398 Cr237.385.9%0.5%-57.2%
Muthoot Capital Services LimitedMUTHOOTCAP
₹395 Cr16.5022.0%3.6%-12.6%
Avonmore Capital & Management Services LimitedAVONMORE
₹392 Cr25.7411.4%8.3%-27.6%

As of Q4 FY26

Financials