SRG Fingrow Finance Limited
BSE: SRGFFL · Non Banking Financial Company (NBFC)
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Snapshot
Unlock SRG Fingrow Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
SRG Housing Finance Limited is a Rajasthan-based non-banking financial company that provides housing loans and loans against property to low and middle-income individuals. The company focuses on rural and semi-urban markets across Western India, specifically targeting the underserved self-employed segment.
Business Model
The company generates revenue primarily through interest income earned on housing loans and loans against property. It maintains a localized underwriting approach to manage credit risk within its target demographic of rural and semi-urban borrowers.
Growth Outlook
The company aims to expand its loan portfolio by leveraging its niche presence in the affordable housing finance market. Continued penetration into rural and semi-urban areas of Western India remains a primary growth driver.
Key Risks
- Credit Risk. The company's focus on the self-employed and low-income segment increases exposure to potential defaults and asset quality deterioration.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the affordability of loans for its target customer base.
- Geographic Concentration. Operations are heavily concentrated in Western India, making the company vulnerable to regional economic downturns or localized market disruptions.
- Regulatory Risk. As an NBFC registered with the National Housing Bank, the company is subject to evolving regulatory frameworks that may impact its lending practices and capital requirements.
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Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
SRG Fingrow Finance LimitedSRGFFL | ₹17 Cr | — | — | — | — | — | — | +9.1% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
Financials
SRG Fingrow Finance Limited
BSE: SRGFFL · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock SRG Fingrow Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
SRG Housing Finance Limited is a Rajasthan-based non-banking financial company that provides housing loans and loans against property to low and middle-income individuals. The company focuses on rural and semi-urban markets across Western India, specifically targeting the underserved self-employed segment.
Business Model
The company generates revenue primarily through interest income earned on housing loans and loans against property. It maintains a localized underwriting approach to manage credit risk within its target demographic of rural and semi-urban borrowers.
Growth Outlook
The company aims to expand its loan portfolio by leveraging its niche presence in the affordable housing finance market. Continued penetration into rural and semi-urban areas of Western India remains a primary growth driver.
Key Risks
- Credit Risk. The company's focus on the self-employed and low-income segment increases exposure to potential defaults and asset quality deterioration.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the affordability of loans for its target customer base.
- Geographic Concentration. Operations are heavily concentrated in Western India, making the company vulnerable to regional economic downturns or localized market disruptions.
- Regulatory Risk. As an NBFC registered with the National Housing Bank, the company is subject to evolving regulatory frameworks that may impact its lending practices and capital requirements.
Start your research today
Unlock AI insights, financials, peers and live data on SRG Fingrow Finance Limited and 5,000+ companies — free.
Peers · Non Banking Financial Company (NBFC)
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