Standard Capital Markets Ltd.

BSE: STANCAP · Non Banking Financial Company (NBFC)

52W Range₹0 ₹1

Limited coverage

We are not actively covering this company or have limited coverage today. Click to request coverage.

Snapshot

Unlock Standard Capital Markets Ltd.'s vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Standard Capital Markets Limited is an RBI-registered non-banking financial company that provides credit solutions, including personal and business loans, to individuals and corporate clients. The firm also engages in investment activities and advisory services within the capital markets, focusing on the micro and small enterprise financing segment.

Business Model

The company generates revenue primarily through interest income from its lending portfolio and fees derived from advisory services. It operates as a niche financier, leveraging its status as a listed entity to fund operations and expand its credit offerings.

Management Commentary

Management is currently prioritising the expansion of digital lending capabilities and the diversification of the loan portfolio to include a broader range of secured and unsecured credit products.

Growth Outlook

Growth is expected to be driven by the firm's strategic focus on digital transformation and the scaling of its credit solutions for micro and small enterprises. Diversification into new secured and unsecured product categories remains a key pillar of their expansion strategy.

Key Risks

  • Credit Risk. The company faces potential losses if borrowers default on personal or business loans, particularly within the micro and small enterprise segment.
  • Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that could impact operational flexibility.
  • Interest Rate Risk. Fluctuations in market interest rates may affect the company's net interest margins and the cost of borrowing for its lending activities.
  • Market Risk. The firm's involvement in capital market advisory and investment activities exposes it to volatility in financial markets.

Start your research today

Unlock AI insights, financials, peers and live data on Standard Capital Markets Ltd. and 5,000+ companies — free.

Start your research

Key Metrics

REVENUE

₹363 Cr

TTM · consolidated

+302.6%YoY

NET PROFIT

₹81 Cr

TTM · consolidated

+188.5%YoY

EPS

₹0.35

TTM · consolidated

+105.9%YoY

RETURN ON EQUITY

21.6%

TTM · consolidated

+8.2 ppYoY

P/E

1.2x

Q4 FY26 · consolidated

1.2 vs 1.4x5Y avg

NET PROFIT MARGIN

44.3%

Q4 FY26 · consolidated

-94.1 ppYoY

DEBT TO EQUITY

3.8x

Q3 FY26 · consolidated

+2.55xYoY

Peers · Non Banking Financial Company (NBFC)

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Standard Capital Markets Ltd.STANCAP
₹81 Cr0.94302.6%21.6%-46.8%
Purple FinancePURPLEFIN
₹433 Cr-367.50204.7%-1.2%+102.3%
Akme Fintrade (India) LimitedAFIL
₹401 Cr9.0440.5%11.0%+35.4%
Moneyboxx Finance LimitedMONEYBOXX
₹398 Cr237.385.9%0.5%-57.2%
Muthoot Capital Services LimitedMUTHOOTCAP
₹395 Cr16.5022.0%3.6%-12.6%
Avonmore Capital & Management Services LimitedAVONMORE
₹392 Cr25.7411.4%8.3%-27.6%

As of Q4 FY26

Financials