Upsurge Investment And Finance Ltd.
BSE: UPSURGE · Non Banking Financial Company (NBFC)
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Snapshot
Unlock Upsurge Investment And Finance Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Upsurge Investment and Finance Limited is a Mumbai-based NBFC that provides short-term and long-term financing to corporate and individual clients. The company also engages in strategic financial consultancy and investment activities across shares and securities.
Business Model
The company operates a fund-based model, generating revenue through interest income from its lending portfolio and capital appreciation from its investment holdings. It maintains a lean operational structure to manage costs while navigating the competitive Indian credit market.
Management Commentary
Management remains focused on expanding the lending book and investment holdings while ensuring strict adherence to the regulatory framework governing NBFCs in India.
Growth Outlook
The company aims to drive growth by scaling its lending operations and diversifying its investment portfolio to capture opportunities within the Indian financial services sector.
Key Risks
- Credit Risk. The company faces potential losses if corporate or individual borrowers default on their loan obligations.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may impact operational flexibility.
- Market Risk. Fluctuations in the equity and debt markets can adversely affect the value of the company's investment portfolio and overall capital appreciation.
- Liquidity Risk. The company may face challenges in managing asset-liability mismatches, particularly during periods of tight liquidity in the Indian financial system.
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Key Metrics
REVENUE
₹57 Cr
TTM · standalone
NET PROFIT
₹3 Cr
TTM · standalone
EPS
₹1.88
TTM · standalone
RETURN ON EQUITY
3.0%
TTM · standalone
P/E
36.7x
Q4 FY26 · standalone
NET PROFIT MARGIN
-257.4%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Upsurge Investment And Finance Ltd.UPSURGE | ₹149 Cr | 36.06 | — | -49.8% | — | 3.0% | — | -32.4% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
As of Q4 FY26
Financials
Upsurge Investment And Finance Ltd.
BSE: UPSURGE · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Upsurge Investment And Finance Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Upsurge Investment and Finance Limited is a Mumbai-based NBFC that provides short-term and long-term financing to corporate and individual clients. The company also engages in strategic financial consultancy and investment activities across shares and securities.
Business Model
The company operates a fund-based model, generating revenue through interest income from its lending portfolio and capital appreciation from its investment holdings. It maintains a lean operational structure to manage costs while navigating the competitive Indian credit market.
Management Commentary
Management remains focused on expanding the lending book and investment holdings while ensuring strict adherence to the regulatory framework governing NBFCs in India.
Growth Outlook
The company aims to drive growth by scaling its lending operations and diversifying its investment portfolio to capture opportunities within the Indian financial services sector.
Key Risks
- Credit Risk. The company faces potential losses if corporate or individual borrowers default on their loan obligations.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may impact operational flexibility.
- Market Risk. Fluctuations in the equity and debt markets can adversely affect the value of the company's investment portfolio and overall capital appreciation.
- Liquidity Risk. The company may face challenges in managing asset-liability mismatches, particularly during periods of tight liquidity in the Indian financial system.
Start your research today
Unlock AI insights, financials, peers and live data on Upsurge Investment And Finance Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹57 Cr
TTM · standalone
NET PROFIT
₹3 Cr
TTM · standalone
EPS
₹1.88
TTM · standalone
RETURN ON EQUITY
3.0%
TTM · standalone
P/E
36.7x
Q4 FY26 · standalone
NET PROFIT MARGIN
-257.4%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26